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“Do you know which faction the debt collectors belong to? Is it the Meng family, the Land of Gold Commerce, or some other faction?”

In Lu Yang’s impression, the two most famous lending forces were the wealthy Meng family and the Land of Gold Commerce, which had merchants all over the world.

Li Haoran shook his head. “I don’t know which faction they belong to. The dream fragments come in bits and pieces. A few days ago, I dreamt of a fragment from just before Qin Haoran was seriously injured. From their conversation, I learned that they were debt collectors, and Qin Haoran had no money.”

“However, it might not necessarily be Qin Haoran who borrowed the money. It could be the entire Nine Nether Sect borrowing money, and the debt collectors found the person in charge, which is the Sect Leader.”

“The debt collectors knew Qin Haoran was the Sect Leader of Nine Nether Sect?” Lu Yang was surprised. Were they brave enough to lend money to Nine Nether Sect?

If the Great Xia Dynasty found out, they would be in serious trouble.

Li Haoran shook his head again, touching his chin in thought. His knowledge was rapidly expanding due to the repeated torment from Qin Haoran’s memories.

“They probably didn’t know. From the memory fragments I obtained and my understanding of Qin Haoran, the most likely scenario is that Qin Haoran first took some spirit stones from Nine Nether Sect’s treasury to register a small business association, with members being Qin Haoran and a few dozen Nine Nether Sect people.”

“Then, using some methods or short-term but risky operations, he made the small business association look very prosperous and thriving.”

“The small business association borrowed money several times, and each time, they repaid it on time.”

“This way, when the lenders evaluated the small business association, they thought it had high credit, good assets, and a promising future.”

“The small business association then proposed borrowing a large sum to expand its operations, and the lenders would likely agree.”

“Once they got the money, the small business association could ostensibly spend it on business. In reality, they secretly transferred all the spirit stones to Nine Nether Sect.”

“Finally, the small business association declared bankruptcy.”

“Since Qin Haoran registered the small business association as a limited liability company, it only bore responsibility up to the amount of capital invested, and the members didn’t bear personal liability. The lenders couldn’t directly demand the debt from Qin Haoran and the other Nine Nether Sect high-level members.”

Li Haoran concluded, “This way, Qin Haoran and Nine Nether Sect borrowed money without having to repay it. A perfect plan.”

After hearing this, Lu Yang felt that it made sense for the debt collectors to chase after Qin Haoran.

He could understand.

“Fortunately, Qin Haoran is dead, so you don’t have to bear his debts,” Meng Jingzhou said, feeling relieved for Li Haoran. Otherwise, even selling Li Haoran wouldn’t cover the debt, let alone the interest.

“Hopefully.” Li Haoran didn’t feel comforted. This was one of the reasons for his sleepless nights.

Legally, he wouldn’t inherit his past life’s debts, but who knew if the debt collectors would respect the law?

Damn Qin Haoran, he deserved to die!

Lu Yang patted Li Haoran’s shoulder. “Staying cooped up in the cave isn’t good for you. How about going out for a walk? Have you found a way to form your golden core yet?”

Li Haoran shook his head. “No.”

He actually had Qin Haoran’s golden core formation method in his memory, but he didn’t want to follow Qin Haoran’s path.

“Then it’s perfect timing. You should be forming your golden core soon. Go out and change your mood. You might find an opportunity to form your golden core.”

“With us two Golden Core Stage experts protecting you, this trip will be foolproof!” Meng Jingzhou gave himself a thumbs up, not forgetting that the initial purpose of this visit was to show off their golden cores.

Li Haoran: “…”

So what if you’ve formed your golden cores! With the insights and experiences from a Unity Stage peak expert, I’ll surpass both of you eventually!

Li Haoran was under strict orders from Eldest Senior Sister not to leave Dao Seeking Sect, or he would have already gone to the dense forest to seek an opportunity to form his golden core.

The only condition for Li Haoran leaving Dao Seeking Sect was under Lu Yang’s leadership.

With Lu Yang leading, it would be safer than being led by the Fifth Elder. They wouldn’t fear even encountering immortals.

“Before leaving, I need to inform my master.”

“Let’s go.”

The three of them found the Fifth Elder who was forging weapons. He held a large iron hammer, striking a weapon with sparks flying everywhere. Each strike was like a mountain colliding, causing the earth to tremble.

“Haoran, what’s the matter?” The Fifth Elder stopped forging and shrunk the hammer, using it to massage his stiff back when he saw the three of them approaching.

“It’s like this, Master. I want to go out with Senior Brother Lu and Senior Brother Meng…”

Li Haoran briefly explained his situation. The Fifth Elder nodded frequently, understanding Li Haoran’s difficulties. It was like Li Haoran was handling the affairs of a large sect every day, which was very stressful.

That was the reason they had given the Sect Master position to Daoist Non-Speaker

“Nephew Yun Zhi said if you go out with Lu Yang, nothing will happen. You may go.”

“Should we inform Eldest Senior Sister?” Li Haoran asked, feeling uneasy about leaving without her knowing.

“Eldest Senior Sister is out on an errand and won’t be back for a while,” Lu Yang said. He was probably the only one in Dao Seeking Sect who knew what Eldest Senior Sister was doing.

The Emperor of Xia had given the green light to move the Immortal’s abode, and Eldest Senior Sister had gone to move Everlasting Fairy’s kitchen.

Moving an Immortal’s abode without damaging the integrity of the Everlasting ruins was extremely difficult, requiring Eldest Senior Sister’s personal attention.

Everlasting Fairy had been delighted about this for days, unable to stop smiling, saying that once the kitchen was moved back, she would definitely show Lu Yang her skills.

Lu Yang was too scared to say a word.

After reporting to the Fifth Elder, as the three were about to board the boat to leave Dao Seeking Sect, Lu Yang suddenly asked, “By the way, where are we going?”

How could they buy boat tickets if they didn’t know their destination?

The three of them looked at each other, having only thought about leaving Dao Seeking Sect without deciding where to go.

They couldn’t go back to the dense forest.

“How about this, let’s go to the task hall and choose a task. Wherever the task is, we’ll go there,” Li Haoran suggested. He happened to need contribution points.

“Sounds good.” Lu Yang and Meng Jingzhou agreed, deciding to accompany Li Haoran in earning contribution points.

Of the three, only Li Haoran lacked contribution points. Lu Yang had many contribution points and could use Everlasting Fairy’s points at any time.

Meng Jingzhou could exchange spirit stones for contribution points.

When they arrived at the task hall, Meng Jingzhou immediately spotted a task he liked.

“Southern Jizhou, Shoutian County, Ancient Lotus Town. Outside the town, there is an abandoned temple where travelers often stop. It is suspected that a female ghost who feeds on yang energy appears here, and travelers have been continuously going missing…”

“This is it!” Meng Jingzhou excitedly slapped his thigh, feeling a fateful connection with the task.

It was a perfect opportunity to test his dual spirit root!

Li Haoran rubbed his chin, thinking that Ancient Lotus Town sounded very familiar.

(End of the chapter)